Drivers aren't any more risky today than they were just five years ago, yet they are paying much more for what is essentially the same service. Government regulations state that we all need to have car insurance, which means it can sometimes be difficult to simply avoid the high prices. However, new competition is helping to make up for the costs and ensuring that customers can still get a good deal.
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It doesn't matter that you bought this kit specifically for your vehicle. You are more than likely going to have to make some kind of modifications to the pieces. No two vehicles alike are exactly alike, even coming off of the manufacturing line! Then you add the wear and tear of driving the vehicle and all of a sudden your stock vehicle isn't quite stock anymore. That's the reason you need to dry fit your pieces. You may find that you need to shave a little bit off the bumper to make it line up correctly. Or you may need to drill a new hole for mounting. You may even have to go so far as to do a little body work on the vehicle itself just to get everything looking perfect. Plan for this and take your time! It's well worth it when it's done.